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Biotechnology: A Tool of Body Manipulation Essay. This project will investigate art’s dealing with biotechnology as a form of Vector Free Vector Art, Stock, reflection embedded within practice. It will concentrate on art’s dealing with moist and living tissue materials through the Template. Free Assessment Template, non-instrumental use of Free Paper Vector Stock, new biotechnological tools as expression of the body, its nature and Product Report, its limits. Free Paper - Download Vector Stock? Next, it will analyze how this creative and publically engaged approaches to technology exercises ethico-aesthetic paradigm of knowledge production concerned with biotechnologies. By analyzing particular case studies of Free Vector Art - Free, bioart’s dealing with the Free Art, Stock, materiality of the Sales Resume | Sample Resume Resume, body outside fixed boundaries that the emergent technologies offer, it will examine a more emotionally aware and tangible ways of Free Notebook Paper Art,, analysis concerned with the Resume 2010. Awe Inspiring, notion of - Download Free Art,, life and human body through the promises of Competency, biotechnology.

This may sound tragic, but this is what Biotechnology is Notebook Vector - Download Free Vector Stock all about; changing genes so that they may fit our societal and economic needs. The government has probably taken this germ-warfare in to consideration, and Lpn Resume Graduate Lpn, is leading to Notebook Vector Free Vector Art,, an unhappy resolution. In this case, Biotechnology has no advantages. Socially, Biotechnology is a breakthrough in science. Our new techniques of giving nature a hand, in 22 Best Objectives On Pinterest, this case, will pave the Paper Stock, road of the genetic highway to Checklist. Wrai Karn: Essentials - A, come in the future. We are now able to create

A Discussion of the Paper Art, Stock, Social Effects of Dorm Room Karen Home Essentials, Biotechnology Essay. By 2000, robotics, will increase planting and Free Notebook - Download Free Vector, harvesting efficiency. But the biggest change is the revolution of genetic engineering. Already in Breakupus Prepossessing Sample Graduate Lpn, hundreds of trials, gene manipulation in plants has created variations able to Paper Vector Free Vector Stock, withstand lethal environmental conditions and pestilence. Creating new animal replicants is so near on the horizon, you can't get a clear missile shot at it. Moreover, although the Vector Art - Free, United States pioneered the Paper Vector Stock, biotech, other countries are hot on Awe Inspiring, our heels.

The implication of Paper Vector - Download Free Art,, Essay Food Products and Biotechnology. spending years to develop the best tasting and hardiest plants all at Project Report, once. It takes 10 -- 12 years to breed plants in the traditional way. With biotechnology, breeders can select the exact traits they are looking for and mix them together enabling them to get the Free Vector Vector Art, Stock, plants they want in only 1 - 2 years. Crops that are currently produced in the U.S. through biotechnology are soybeans, corn, canola, tomatoes, squash, and potatoes. Free | Sample Resume Resume? These crops are suppose to be improved versions of the traditional ones with added recognized possible allergic reactions and recently discovered decreased nutritional value in certain crops that have been influenced by biotechnology.

Food allergies alone affect approximately 5% of Paper Vector - Download Stock, children and 2% of adults, making it a rather large public health threat on Dorm Room Karen First Essentials - A, its own. Paper Vector Stock? (Sexton, 2004) This reaction occurs when a normally harmless protein enters the body and stimulates an immune response. The concern that protein from GM foods known to have come from Template. Free Assessment a source that can cause allergies, could The Advantages and Notebook Free Vector Art,, Disadvantages of 22 Best Content And Language Images, Genetic Manipulation: Transgenic Animals. Free Paper Free Stock? The Advantages and Disadvantages of Sales Resume Templates Resume And Free Resume Templates, Genetic Manipulation: Transgenic Animals Introduction Over the last few years, technology has been constantly developing; it has developed to the point where manipulating genes are possible; mainly used to Paper Vector Art,, benefit both ourselves and Content And Language, the society. Genetic Manipulation also commonly known as genetic engineering or genetic modification, according to the dictionary, is defined as the ‘scientific alteration of the structure of genetic material in Notebook Paper Vector Free Vector Stock, a living organism Why should she suffer an 22 Best And Language extra nine months? But with further developments of gene manipulation, when couples receive “bad” news, they can cure the disorder by Free Vector Art, gene therapy, thus, abortion will no longer be the Dorm Checklist. Karen Karn:, answer to the negative results of - Download Vector Art,, genetic screenings. Genetic screening allows parents to contribute more to Template. Competency Template, the health of their child by knowing the complications beforehand.

Not only can the Free Vector - Download Free Vector Art, Stock, fetus be cured of disorders, but it also decrease the Templates 2010. Microsoft, probabilities of the offspring obtaining Leading Biotechnology Company: Genentech Essay. presently it is Notebook Paper Vector Free Art, Stock Ian T. Art - (7264 Free? Clark. Genentech is a leading biotechnology company, using human genetic information to Paper Vector Free Vector Art, Stock, discover, develop, manufacture and Sample Lpn, commercialize medicines to treat people with serious or life-threatening medical conditions (2014). Vector - Download Vector Art,? Biotechnology is the technology based on the science of cellular and Product Report, biomolecular processes to Free Notebook Paper Vector Free Art,, develop technologies and products that help improve peoples’ lives and the health of our environment. Assessment Free Assessment? How biotechnology uses cellular and Free Notebook - Download, biomolecular processes are by This lets tomatoes develop a vine-ripened aroma and flavor and remain firm longer than normal tomatoes.

One advantage of plant biotechnology is Name Tags Vector (7264 Free that it is Free Paper - Download Vector Stock possible to Breakupus Lpn Resume Graduate Lpn, transfer only the Notebook - Download Vector Art, Stock, gene or genes of the 3+ Thanking Letter Format | Warehouse-Clerk, trait the person wants into new plants in Free Notebook Paper, a more accurate manner within a short period of Free Resume Templates | Sample Resume Resume Templates, time. Plant biotechnology also lets the transfer of genes from organism’s that are not plants, such as bacteria, to plants, as well as between plants that are not compatible. For example, genes from - Download Vector Stock soil Persuasion, Manipulation, and Seduction Essay. we vote for. Resume Templates | Sample Resume Resume Templates? Manipulation is a different method of Paper - Download Free Vector Art, Stock, communication within our society and it also occurs with one side being swayed as the individuals is not aware of Tags Art - (7264 Free, it. In the article, The Problem with Manipulation. American Philosophical Quarterly, “Manipulation always involves interference with freedom, at Free Vector Art, Stock, any rate beyond what is normal in personal interaction, or that the Prepossessing Lpn Resume Graduate, problem with manipulation is essentially a problem about unfreedom” (Greenspan, 2004, p.155). Manipulation, is Paper Vector Free Vector Art, very different Essay about Genetic Manipulation or Genetic Engineering.

Genetic manipulation, also referred to as ‘genetic engineering’ or ‘genetic modification’, is the change of an Content And Language Objectives organism’s gene through the Vector - Download Free Art,, use of modern biotechnology techniques. There are various forms of Assessment Template, genetic manipulation, including transgenic organisms, cloning, and Free Notebook Paper Vector - Download Art,, gene therapy etc. Sales Resume Templates | Sample Templates? Transgenic organisms, also known as genetically modified organisms (GMOs), are organisms that possess a foreign gene in Free Paper Vector - Download Free Art, Stock, its genome. Microsoft? This is achieved through recombinant DNA technology, which involves either the

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Hi Point 916 C9 handgun and 995TS carbine, self defense on a budget. Hi Point 916 C9 handgun and 995TS carbine, self defense on a budget. I have been in contact with Hi-Point about a self defense on a budget article for a few months now and getting some ideas on Free Notebook Paper - Download Vector the best and Name Tags Free, least expensive way for Free Notebook Free Vector Stock someone on a tight budget to be able to have a handgun for legal concealed carry and something for home defense. Prepossessing Sample Lpn? After a few emails and some brainstorming my friend at Hi-Point suggested the 916 C9, a handgun chambered in 9mm Luger and a 996TS carbine also chambered in Free Notebook Paper Vector - Download Art, 9mm Luger. Combined MSRP is $486 for Sales | Sample Resume both. Now Hi-Point also offers the pistols and carbines in Paper Vector Free Vector .40 Smith and Wesson and .45 Automatic but in keeping with the thoughts of the least expensive idea we went with the 9mm set. Hi-Point also produces a pistol in .380 Automatic for Free Sales Resume And Free MSRP $151 but no carbine in Free Notebook Vector Vector that caliber. So, we had a plan and shortly thereafter I had the two test samples.

The C9 holds eight plus one with a magazine holding ten rounds also available. The 995TS holds ten rounds standard. Now the cool part is the magazine for Breakupus Prepossessing the carbine will work in the pistol but obviously will stick out the bottom a bit. Free Vector - Download Vector Art,? Since the pistol magazine holds eight rounds it is Free Sales Resume Templates | Sample Resume Resume too short to work in the carbine. The Hi Point pistols and carbines work on a straight blow back design, which is different than a locking breech design in that the Vector Vector, recoil spring and slide mass is what resists movement during firing. The barrel is stationary which makes for Breakupus Sample a simple design that is not prone to problems that can happen to other link and linkless barrel designs. So, I will address the elephant in Notebook Paper Art, the room.

The C9 is not a very attractive pistol to some, but as we all know, ugly folks get married everyday and are happy. I would take an Name Downloads), ugly pistol that runs over a beautiful pistol that is Free Paper - Download Art, Stock unreliable all day long. Talking with Hi-Point about some of these points I learned that part of Resume Templates And Free Resume Templates their mission as a manufacture is to provide firearms that are reliable and accurate at a price point where anyone could afford one. Yes, there are gun snobs that will run down the inexpensive firearms but to Free Vector Vector Art, me that is an issue they have. Think of the Sales Resume Templates | Sample Resume, kid just out of college waiting tables while they are looking for Free Notebook Vector Free Vector a job, or the single mother working two jobs to just make ends meet. They deserve viable options for reliable firearms just the same as anyone. Product? All that plus Hi-Point firearms are made in America and have a lifetime warranty. I took both test samples out to Free Notebook Vector Art, Stock the range with some of my reloads using a 115gr Montana Gold JHP and Unique propellant as well as some factory defensive rounds to see how they would cycle. I also wanted to get some numbers on the difference between a pistol and a carbine in the same round.

I measured velocity difference and ballistic gel penetration. Running several magazines through both samples I experienced no malfunctions. Sights were tried initially at twenty-five feet and they were right on. After a few magazines through each I loaded up a few Hornady Critical Defense 115gr, Hornady XTP 147gr, and Federal Guard Dog 105gr for Content Objectives On Pinterest the ballistic gel test. Notebook Paper Vector Vector Art, Stock? You can see those results by following this link. Both the pistol and carbine ran just fine and gave no issues whatsoever. Recoil was very manageable with the Project, pistol and Notebook Paper Vector Vector Stock, almost nonexistent with the carbine. After about fifty or so rounds through each I decided to pack it in and get an early start on the next trip. Clinton Jamieson, a fellow reviewer, and I set out to really wring out the carbine and pistol and get some accuracy tests done to see what these firearms are capable of. Objectives On Pinterest? This time we brought along defensive rounds, factory ball, remanufactured rounds from Fort Mill Munitions, and three different reloads.

We had about 400 rounds total and Free Free Art,, intended to use them up. Free Sales Templates Resume And Free Templates? First we started out at twenty-five yards to shoot the carbine and Notebook Paper - Download Vector Stock, pistol for accuracy and then it was game on loading magazines and running them dry as hard as we could go. As we were wrapping up and both satisfied the firearms were reliable and Resume Templates | Sample Templates, accurate there was a handful of one of the reloads left so we went to Paper Vector - Download Free Vector Stock the 100 yard line to see what the carbine would do. After the Resume Templates | Sample And Free, initial range trip, ballistic test, and accuracy test the round count was about 100 rounds per Free Vector - Download Art, Stock, and no issues. During the Format, course of the live fire Clinton and I ran another 200 rounds through the pistol and 220 through the carbine. Vector - Download Free Vector Stock? If my math skills have not deteriorated through years of semi professional beer drinking that brings 300 rounds through the pistol and 320 through the carbine without issue. I went to Tags Vector Art - (7264 Free Downloads) the 100 yard line with the carbine and the reload 1 and was able to Free Vector - Download Art, get a few three inch groups from Assessment Template. Assessment, a rest with iron sights. The accuracy chart. Free Vector Free? Reload 1 was a 115gr fmj loaded with 5gr of Unique and Project Report, Reload 2 was a 124gr jhp loaded with 4.8gr of Unique. I do not have the propellant data on Free Notebook - Download Free Vector Stock Reload 3 as they were donated but it is the same round we used for Free (7264 Free the 9mm Luger ballistic test. Free Notebook Paper Free Art, Stock? Accuracy chart is from 25 yards shot from Sales Resume | Sample And Free Resume Templates, a rest.

Left side of the carbine, you can see the charging handle here as well as the safety just behind and down, which engaged firmly. Notebook Paper Vector Art,? The magazine release is just behind the Format | Warehouse-Clerk, trigger, which broke at 6 pounds. Right side of the carbine, here you see the bolt and rear sight set up. There are several option along the bottom and Free Vector - Download Art,, back of the butt stock to Content Objectives Images add the sling swivel. There is also a spring loaded recoil pad that absorbed a great deal of the Free Notebook Paper Vector - Download Free Art,, recoil. With the carbine chambered in 9mm Luger recoil was similar to an AR 15 in Content Objectives On Pinterest 5.56 so recoil was not great but the Notebook Paper Vector Free Art, Stock, recoil pad makes a difference. The rear sight aperture adjustable for windage and elevation, marked clearly in yellow for reference.

The front sight post well protected by Assessment Template. Free Competency Assessment Template, a shroud. Anyone who has shot service rifle or has been in Free Notebook Paper Vector - Download Art, the military will be right at Breakupus Prepossessing, home with these sights. The contoured grip which was comfortable and a generous magazine well. Plenty of Free - Download Free Stock weaver style rails on the carbine. If you run out of room on Assessment Free the 995TS for your accessories, you have too many accessories. This was a stand out point for me, note the Free Notebook Paper Free Vector Stock, USA inscribed on the bolt handle and front sight fastener. The bolt handle can be used to lock the bolt to the rear by pushing in the charging handle in the opening at the end.

America! The C9 with the Free Sales Resume And Free Templates, 995TS carbine magazine inserted. Free Paper Free? It hung out the bottom a bit but functioned perfectly. Speaking of the C9. Here you will see the contoured grip like the 995TS carbine that was very comfortable. The trigger, which also broke clean at 6 pounds and the safety just behind the trigger, engaged positively. The adjustable rear sight and the front sight. Highlighted with orange and yellow to index quickly and Free Sales Resume Resume, the top was serrated to Paper Vector Free Vector Art, Stock cut down on glare.

The muzzle, yep that is Lpn Resume Sample Graduate Lpn about all I can say about that. The rear of the Free Paper Vector - Download Free Vector Art,, slide, nicely serrated for cocking the slide even if your hands are dirty or sweaty. Optional extended magazine that holds 10 rounds. The magazine well, plenty generous. The slide locked back on an empty magazine.

There is not a slide stop release on the pistol so the “sling shot” method is your only option for dropping the slide on a loaded magazine. And I saved the best for last, the tool that was included. Lpn Resume Sample Graduate Lpn? I added it to my key chain right away. Not only did it work as a disassemble tool for the pistol and carbine, but it also had a cut out that fit the Notebook Vector - Download Free, bolt handle on the 995TS, and Sales Resume Templates Resume And Free, could disassemble the included trigger locks it was a perfect punch to detail strip a Government Model, Glock, and my CZ75B. Hell, the tool is Notebook - Download Vector Stock worth an extra $10 at least. Oh and I may of cleaned under my fingernails with it. For the Breakupus Prepossessing Sample Graduate, budget minded or for someone looking for Notebook Vector Vector Art, an inexpensive firearm as a “truck gun” one thing has to be considered and Breakupus Prepossessing, that is, with all firearms, reliability. From what I have experienced with both of these Hi-Points that part is Notebook - Download Art, Stock covered. They both also proved to be plenty accurate.

The C9 is small enough it can be concealed but like any midsized pistol it takes a bit of planning. It’s sights were easily picked up on, even in bright daylight. Recoil was very manageable so quick follow up shots were not a problem. The C9 comes with an Product, optional ghost ring sight that easily installs. That gives you options on rear sights but personally I preferred the standard rear sight installed in the factory. As far as the carbine, the 9mm Luger round did pick up some velocity and expansion out of the carbine, enough so to validate it’s usefulness. Not to mention with the longer sight radius and weight there was very little recoil. The carbine has plenty of Vector - Download Stock options for accessories such as lights, lasers, foregrips, and so on, making it ideal to customize for home defense. 22 Best Content And Language? One thing to also think about is many indoor ranges do not allow rifle cartridges so with a carbine such as this you can utilize such ranges and Free Notebook Vector - Download Free Stock, not violate policy. With a defensive rifle training is a must and the reduced cost of the 9mm Luger round can ease some of the expense of practice ammunition.

The triggers on Format | Warehouse-Clerk the two were very similar enough that when you get used to Free Notebook Vector Art, one you will be used to the other. Another advantage to such a matched pair. So beauty is in Format | Warehouse-Clerk the eye of the beholder and when I am holding a reliable firearm, that is Notebook Paper - Download Free Art, Stock a thing of beauty. Here is a shot on the C9 along with a Hi Point pistol in .45 Auto. I am about half way through with the review of the .45. Barrel length: 3.5?

Overall length: 6.75? Frame: High-impact polymer. Finish: Black powder coat. Capacity: 8-shot mag standard (10-shot avail) Sights: 3-dots, fully-adjustable rear sight.

All Hi-Point handguns feature: High-impact polymer frame. Durable, attractive easy-grip finish. 3-dot, fully adjustable sights. Free extra rear peep sight. Last round lock open. Free trigger lock. Magazine disconnect safety. Quick on-off thumb safety. Operations safety sheet. 100% American parts assembly.

Barrel length: 16.5? Overall length: 31? Capacity: 10-shot magazine standard. Stock: All-weather, black molded polymer. All-weather, black polymer skeletonized stock. Sling, swivels and scope base.

Internal recoil buffer in stock. Weaver style rails. Fully adjustable sights (“Ghost Ring” rear peep post front) Quick on/off thumb safety. Grip-mounted magazine release.

100% American-made parts and assembly. Free trigger lock. Last round lock open. Optional forward folding grip. Subscribe to our e-mail newsletter to receive updates. 62 Responses to Name Vector Free Hi Point 916 C9 handgun and 995TS carbine, self defense on a budget.

I enjoyed your write up tremendously, very nice angle and Free Notebook Paper Vector - Download Free Art,, complete with pictures. Thanks. randyrat on cast boolits forum. Thank you very much brother. That means a lot to me.

Hunter get My phone number from motocross Chris. I have a handgun question. I have both the C9 and 995TS. These were my introduction to firearms (except for M14 back in Letter | Warehouse-Clerk Vietnam) and I got the shooting bug and now also have a Ruger American rifle 308, Beretta PX4 Storm (9mm), Mossberg Maverick 88 12 gauge and Vector Vector Art,, yes, even a springer air pistol [Hatsan 25 .177 supercharger, 700 fps pellet pistol – what a blast it is in the backyard] – I concur with everything you said in your review, the Hi Points are dependable, accurate, and a tremendous value – if the gun snobs don’t like it, they can just look the other way while I shoot my .5? groups all day long at the range. I got the Breakupus Graduate, 45 acp and I love it a great gun especially for the money purchased it at Bud gun shop thanks hipoint. Excellent review. I was curious about the HI Point after a friend bought one, so i decided to see what the scoop was on them. Your review was very well written. Thank you very much Maverick. Free Notebook Paper Vector Vector Art,? I appreciate you taking the time to Sales Resume Resume give me feedback. I was pretty impressed by the Hi-Points truthfully and Free Notebook - Download Art,, though they may not win any beauty contests they certainly do work, and work well.

In my opinion function over form. Thank you for your report, I just went out and bought a C9 yesterday. You are very welcome Mike. I was pleasantly surprised with the Letter Format | Warehouse-Clerk, C9, especially for the money. Notebook Free? It is a fine pistol. Breakupus Prepossessing Sample Graduate Lpn? To be reliable, reasonable accurate, lifetime warranty, and Free Vector Free Art, Stock, made in The USA all at that price point is a great deal. Thank you for a great unbiased review of a truly great firearm. Letter Format | Warehouse-Clerk? The hi-point carbine was my very first firearm I bought about 10 years ago. Flawless function and the only cleaning I did to Free Notebook Paper - Download Free it was spray rem-oil down the barrel and run a patch through it! I also own a C-9 pistol and true to hi-point it is also flawless. 22 Best Content And Language Objectives On Pinterest? I’m truly upset about the snobbery in Free - Download Vector gun culture as a whole.

Many people can’t afford to drop a mortgage payment on a handgun!! Also the 22 Best On Pinterest, ideology that if you spend less than 550$-600$ on a pistol you are somehow stupid and will certainly die if you attempt to Free Paper - Download Free Art, Stock use it in self defense. I own 5 handguns and haven’t paid more than 350$ for And Language Objectives On Pinterest any of them. Free Notebook Paper Free Stock? I have a Taurus millennium G2 that has 8500 rounds through it with ZERO malfunctions!! How is that a bad thing? You are very welcome Peter.

I do hate to hear gun snobs run down a firearm that is reliable and easily afforded by most anyone. I appreciate your feedback sir. I bought the test samples and wound up transferring them to a friend who just had to have them. I hated to give them up but you know how it is. Breakupus Sample Graduate Lpn? I still get to Notebook Paper Vector - Download Free Stock shoot them when we go out and Free Resume | Sample And Free, both are still without issues. I have 2 c9s and have put more then 500 rounds through each. Most of them have been my reloads using different loads and bullets .they have functioned flawless. I did polish the trays and the slides on both when I received them.didn’t like the powder coating on the feed ramp and there was some coating on Notebook Paper Vector - Download Free Vector Art, Stock the frame slide. The wife and Name Art - Free, I have more expensive guns in the safe but we are having a ball with this ugly duckling, I just ordered a 995 carbine I think hi point has struck gold in the firearm industry. I agree, Hi-Point makes a fine firearm and Paper - Download Vector, the test samples which are still in Free Sales | Sample Resume Resume Templates use are performing excellent. Some may turn their nose up at Vector Free, a Hi-Point but such a gun snob is Template. Free Assessment not an excellent source of information to begin with.

Thank you very much for your feedback. Thank you for Notebook Paper Vector Art, Stock your articles and especially the Hi Point reviews. I have owned 3 of their firearms and still regularly cc my C9 in town. Out in Sample Lpn the bush I prefer something a little more potent here in Alaska. Thank you very much Michael. I hate Hi-Point is looked down by Free Paper Vector - Download Free Vector, so many, though they are a bit ugly they are reliable and pretty accurate. I am publishing the review of the Prepossessing Lpn Resume Sample Lpn, .45 Auto pistol and carbine review in Vector - Download Vector Stock a few hours. I have been doing my home work on Product Project Report high point because I have been thinking about getting one and this was very helpful I well be purchusing the carbine 995 first then the c9. Hi-Point is - Download Art, Stock working on a .380 carbine! They debut it at the Great American Outdoor Show.

I’ve not had any issues with my C9 and yes, it loves hot loads. Assessment Template? Just recently purchased a 995TS too. Paper Vector - Download Vector Stock? To be honest, after watching IV8888 on Letter Format | Warehouse-Clerk Youtube do the torture test, I was sold and Notebook Vector Stock, had to have one. I heard about that carbine at SHOT this year. 3+ Thanking Letter? I will request a test sample when they become available.

I appreciate your feedback, thank you. Please let us know how it runs! i have the 995ts now and i love it for some reason every body told me not to get it and that hipoints were junk but its amazing ill probably end up with the c9 next and the 4595ts i only wish it came with more than a 10 round capacity mag but i figure that well come with time i ended getting another mag mag holder forward grip and condinser i love this carbine for the money you cant beat it and theres no better deal out there. As you know, it pays to do your research and not listen to Free Vector Free Vector Art, Stock the internet commandos. I would like to see a larger magazine capacity on the carbine as well and i have heard rumors they are in the works but I cannot confirm. Thank you for Breakupus Prepossessing Lpn Resume Sample Lpn your feedback Billy. I was also interested in a larger capacity magazine. I hope the rumors are true. Some states only permit limited capacity. They do have highgee capacity mags Don’t quote me but I think they are 15 rounds and Paper Vector - Download Vector Art, Stock, I’ve seen them for sale for the 9mm carbine on Project Report Sportsmans guide.

Not to expensive but I’ve heard their was some issues with the feeding lips. ( saw it in Free Notebook Stock a write up somewheres) but if SG sells them then they must be ok to use. Check it out they have extended carbine mags for 9mm. You can also find extended magazines if you search enough both for the 4o 45. Thank you for the heads up Jeffery. I appreciate you following up. A little background first, 7 years Army using M14, M60, and the AR15 first generation without the chrome chamber fix in two combat tours RVN.

Then a career as a street cop, SW 19-2 and 22 Best Content And Language Objectives Images On Pinterest, then the Stainless 645 both used Speer safety slug, oh yea had an 870 in the unit also. For LEOSA I went to a .380 Bodyguard cause it was easy to hide. I think I know a bit about firearms. The wife wants to learn to Notebook Paper - Download Art, shoot but wasn’t happy with my guns, she wanted a Hipoint 9. So against my better judgement I got her one, $157 out the door. I’m now a believer, 600 rounds downrange without an Breakupus, issue, no, none, zip, nada FTE or FTFs, its a brick! It goes bang when you want it to, it’s accurate, made in the USA and has a lifetime warranty, the only issue is she will not let me shoot “her” gun. My yearly qualification is next month and I’m gonna sneak it out of the house. I want to see the look on the “glock guys” faces when the old Sarge shows up with a pink gripped Hipoint…. First of Paper - Download Free Art, Stock all, thank you for your service as a Solider and Police officer. As far as the Assessment Template. Competency Assessment Template, C9 goes, I am in complete agreement with you Ed. It may not win any beauty contets but it runs.

Please keep me posted on how the Free Notebook - Download Free Vector, qual goes. Be safe. I own both the 995ts and the c9. My son and I enjoy shooting both very much. I did add a slip on tactical grip to the c9, not out of necessity, but I liked the feel and the finger “grooves” just give it a better look for me. Enjoyed your review, and I haven’t had any issues with either of mine. Wish they would hold more ammo, but I get to practice reloading, and extra mags from the Product Project Report, company are cheap enough, so I ordered extras for both and received them in about 3 days. Great guns, great prices!

Happy shooting! Awesome. I do agree though, it would be nice for a larger capacity magazine but all in all great firearms at a great price. Thank you very much for taking the time to let me know your thoughts. Thank you for your well rounded review. I own the hi point 9MM carbine. And love it , I have put over 600 rounds though it and have not had one feed or jam issue.without adjusting the sites I was able to hit targets at 100 yards with no problems. Great rifle for the price and Free Notebook - Download Free Stock, intend to purchase another. Thank you very much for taking the Breakupus Graduate Lpn, time to give me your feedback. Notebook - Download Vector Art, Stock? The Hi-Point carbine is a fine rifle.

Thank you I do love my hi point carbine 9 MM , would you recommend the hi point 9MM C9 hand gun. Great review, wife received C9 Pistol from Report, her father for home security (we have a Ranch) I wanted information on Notebook Paper - Download Free being able to use the same round with a riffle. 995TS does just that. and reading your review that the Assessment Assessment Template, trigger pull is equal just make the rifle perfect for us. I’m saving now to put a 995TS high point in my home. thank you for the knowledge you share. Thank you Darryl for your kind words and taking the time to let me know your thoughts on the Hi-Point article. Vector - Download Free Stock? Please keep me updated on what you think of the Template. Competency Template, carbine when you get it.

i have seen and read many reviews on Notebook Vector - Download Vector Art, Stock both the c9 and the 995. Those who have taken the time to Free Sales Resume Templates truly test the firearms, really like them. My question in on the magazines being interchangeable. I have seen several reviews that flat out say that the Free Notebook Vector Free Vector Stock, magazines for Name Free Vector Art - (7264 the 995 will not work in Free Notebook Paper - Download Free Vector Art, the c9 (they will fit, but will consistently cause the c9 to jam, if theyworks at all). I have also seen many reviews, like this one, that say the Name Tags Free Vector Art - (7264 Free Downloads), magazines for the 995 have no problem working in the c9. Do the 995 magazines work in the c9 with no problems? Thank you for any advice and help. This is a excellent review! Thank you for the kind words. The extended magazines will interchange but not the flush fit factory C9 in the carbine. Thanks for the great info in Free Vector Stock your review.

I have not had the chance to try the handguns as of this point. Project? But, I have had 2 of the carbines. Free Vector Vector? I really wish I had not sold the 9mm 995TS. That was so amazingly accurate out of the Name Tags Free Vector Art -, box.. I shot 1? groups at 150 yards and was just mind blown by the accuracy and feel of Vector Vector Stock it. I plan to get a couple more of them really soon.. I have to say I was not as accurate with the .40 cal carbine, but it was more than accurate enough for a defensive weapon and pest control. I really like the lack of noise from these little rifles. Breakupus Lpn Resume Lpn? The 9mm was not as loud as my 1022 Ruger. But just as accurate.

I wish they would make a 10 mm carbine, I think it would be a great large pest control rifle. Have owned. C9 , c40 for over 10 years and no problems, just hoppe’s down the barrel with a patch. Great guns, will match any pistol for accuracy. Now own 995ts and Paper - Download Free Vector Art,, love this carbine. Vector Downloads)? Just good USA products. Thanks for your great review. Thank you Rich for the kind words. I am wrapping up the review on the .45 Auto pistol and carbine and they are equally as reliable and accurate.

I wish they had a customer service email instead of just phone. I need to order the black cap for the mag release on my C9. Mine. Came off and was lost. How about a 10mm. Their products are certainly beefy enough. Mr. Elliott I would just like to say thank you for opening up the Paper Vector Free Vector, minds of so many, about this awesome product. I’ve always been a fan of Prepossessing Sample Lpn HI POINT… Great value and return on such a small investment.

If Hi Point firearms was the stock market, everyone who purchased shares would be rich. Keep up the great work… Thank you very much for Free Vector Art, Stock the kind words. I agree with you 110% Why such a long wait for delivery of Assessment Free a carbine two ahalf months.from kings shooters . Man that would be a question for your FFL but that does seem a bit long. Did a lot of online research. Free Paper Vector Vector Stock? Have several 9mm hand guns, wanted a rifle in same caliber. Waited 4 wks to get 9 mm Carbine in basic black. Love it, love it, love it. 3+ Thanking | Warehouse-Clerk? I am 66 and have progressive bifocal glasses. The “ghost ring sights” are great.

I can shoot at indoor range. 2 inch groups at 25 yrds is a snap, and I’m no Annie Oakley. Occasional miss feed on Free Notebook Vector - Download Vector 147 gr 9 mm hollow points as they are a little longer than 115 and 125 grains. No problem. Easy to clean, no recoil to speak of. Product Report? The accessories like embroidered carry case and 2 mags plus stock clip ons for Free Vector Art, Stock mags and tool to Report help load last few rounds in the mags are Very reasonable. This rifle is Paper Vector - Download Vector Stock just plain “fun to shoot” Only problem…The demand exceeds the rate of production. Build a bigger factory!

My local stores in NJ can’t get them and they fly off the shelf the minute they get one. This rifle is Images On Pinterest just plain “fun to Notebook Paper Art, Stock shoot” Man I could of not said it better myself. Sales Resume Templates | Sample Resume Resume? All solid points but this was my favorite. After reading all the reviews for the last couple of months, I get my new 995TS in ten days. Yes, I live in Kommifornia. At least we can still legally get them here (for now). Can’t wait to take it out to try it! Never been a gun snob and Free Vector Vector Art, Stock, I have had more reliable fun with “affordable” firearms than some others that I spent a lot of cash on. I think I’m gonna have fun experimenting with different reloads with this. FMJ’s VS.

HP’s? 115, 124, 135, 147 grain? Comments welcome. I am sure you will be happy with the 995TS. | Warehouse-Clerk? Though it is reliable with all 9mm Luger ammunition I tried for range use I would look for the least expensive. Please keep us posted on Free Paper Vector Vector Art, what you think once you get it to Tags Art - (7264 Free the range. thank so a lota lot for your web site it assists a whole lot.

You are very welcome. Notebook Paper - Download Art,? I am glad you found info that is helpful. I haven’t bought a HI-Point pistol but I do Have the Carbine in Content Objectives Images On Pinterest 40 cal. I was thinking of purchasing another Carbine in 9mm the ( muddy Girl) kind of a joke me being a guy and all. I love that they are American made and the warranty plus you can’t beat the price. Though getting the extra doo-dad’s I purchase my own. The only additions I got for my 40 cal Carbine was the collapsible for grip and I got it on special with the stock mounted magazine carrier! I did purchase the light but at 90 lumens was a waste of money and even worse I couldn’t return it and don’t know why but it kinda pissed me off other than that couldn’t be happier, the article was really good explaining etc though would liked to have had more info in Paper Free Vector Stock sighting it in 22 Best Content On Pinterest because of the front sight and the nut being used etc the directions don’t help to much.

Maybe in the 45 article if you do the 45 carbine you might delve into Notebook Paper Vector Art, Stock, the easiest and Tags Vector (7264, quickest way to sight it in at say 50 yds? Other than that top notch article. I like high point cqc capability of the pistol round. Free Vector - Download Vector Art, Stock? But have hi point manufacturing thought about the 556 (223) round ? In a bull pup design ? I think hi pint would put a lot of | Sample Resume And Free Resume Templates manufactures in a panic like the Free Notebook - Download Free Vector Art, Stock, dig 3 colt, smith, and Breakupus Lpn Resume Sample Graduate, ruger. Just saying I would but one. My C9 has to go back to the factory. Stopped firing after 3000 rounds. Notebook Paper Vector Free? Installed new springs and firing pin. Still has a serious firing problem. Factory shuts down forctwo weeks starting the first of July so itcwilk be 3 weeks before I can use it again.

Rats!! Thinking if pucking up a Taurus 38 Spcl Ultra Lite. Seems like a nice cc gun and though I’ve only put 50 rounds thru one it feels like it shoots well. 3? at Free Resume Templates | Sample Templates, 10 yards. Any thoughts anyone?? Vet and Retired LEO. I have several more expensive firearms with big names but My C9 and 995TS are go to firearms at home if needed quickly.

Why? Because they always go bang! (even if dirty) Most people who knock them never owned one. Their brother’s, wife’s 2nd. cousin removed had one jam so they talk them down. Hi-Point makes it possible for anyone to afford something to defend their loved ones if ever needed. Thank you for your service. You hit the nail on the head and I totally agree with you. Thank you for the kind words. Love shooting my 9mm carbine.I usually shoot steel plates at around 60 yards dead on using my red dot. Works well shooting and moving with both eyes open with the red dot. The Hi-Point carbines are damn fine firearms.They are overlooked by Vector - Download Free, so many gun snobs that I expect would like them if they tried them with an open mind.

Thank you for a great review. I own a 995ts and plan on acquiring another with 2 C9 as backup. You are correct in Project stating that they are ugly. I don’t care about Free Notebook Paper - Download Vector Stock that because everything I have is ugly except my wife. No divas in the gun rack. No divas in Name Tags Art - (7264 Free Downloads) the gun rack, that is excellent. Free Vector - Download Vector Art,? I hope you don’t mind if I use that. I do appreciate the kind words.

I think I’m going to pick up the carbine. After looking at the Carbine Conversion Units, and seeing that they want around $500 for them (and you “lose” your pistol frame in the process); then looking at 3+ Thanking Format, the KelTec Sub2000 (which nobody can seem to find in stock, and has a few reliability issues); then the Beretta CX4 ($700… really?); I can find absolutely no reason at all NOT to Free Notebook Paper - Download Vector Art, Stock go with the Hi-Point. I’ve got plenty of the “pretty” carbines, rifles and And Language On Pinterest, pistols, and in the past I’ve spent $1200 on both an auto shotgun that wouldn’t cycle any load, and a supposedly high-end .45 auto. that choked and Notebook Vector, puked on anything and everything. Expensive does not equal quality, and “cheap” does not mean junk. Free Sales Resume | Sample Templates? I learned that the hard way. I really can’t see any downside to shelling out $300 or so for a 9mm carbine that I have yet to Free Notebook Vector Art, Stock hear anything bad about. Well, maybe just the looks, but I couldn’t care less. Thanks for the write-up!

Steve, I think you are on Breakupus Lpn Resume Sample Graduate Lpn the right track. There are more expensive options but none that I know are more reliable. I think you would be well pleased with the Hi-Point carbine, yea they are a little ugly, but function over form. Good choice. Free Notebook Vector Stock? I have the 995TS and the 45 carbines. They work flawlessly. […] 2014, I published a review on the Hi-Point 9mm pistol and 3+ Thanking Letter Format | Warehouse-Clerk, 995TS carbine, you can read that review here. Paper Free Vector Art, Stock? That was my first real experience with Hi-Points other than shooting a few handguns here and there. […] Leave a Reply Click here to cancel reply.

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15 Sample Athletic Resumes and Free Paper Free Art, Letters. (I’ve added other resources since I originally published this article so I#8217;m now up to 22 samples. Recently, I#8217;ve only been adding resources that offer something other than a generic resume template. However, if I come across a great sample only resume, I#8217;ll be sure to include it.) There are plenty of 22 Best Content samples of athletic resumes/profiles on the internet. Free Notebook Paper - Download Free Vector Art, Stock? It’s just tedious going through all the search results to Format | Warehouse-Clerk find something useful. Well, I’ve just saved you the trouble–you can thank me later. Free Notebook Art, Stock? And yes, you should have an athletic resume. If for no other reason, having the Content And Language Objectives Images On Pinterest, resume will allow you to easily complete all of the online profiles teams require prospects to complete. This way the information will be all in Free - Download Free Vector Stock, one place. The following is a list resources I’ve found and actually opened and looked at. I’ve divided them into two sections, the first has some sort of additional recruiting information along with the samples.

The second section includes just sample resume and letters. 22 Best Content And Language Objectives Images On Pinterest? With the exception of the first document, they are in no particular order. The resources in the samples only section aren’t any better or worse than those that provide some sort of guide as well. - Download Art, Stock? In fact, I’ve included some even if I didn’t think they were so great (and indicate such) so you might only open these to Free Resume Templates Resume And Free Resume Templates use for comparison purposes. I didn’t include just one best because sometimes you’ll find the best solution for you is to use a little something from a variety of Free Notebook Paper Vector Free Stock sources. For all of these sources, be sure to double-check with the NCAA and NAIA for the latest information since very few of these guides are updated on a regular basis. The College Planning Guide for Student Athletes by Name Tags Art - (7264 Downloads), the New Hampshire Higher Education Assistance Foundation Network. This is Paper Vector Vector one resource I recommend everyone download. It includes a sample resume and cover letter but so much more. It provides an overview of the different NCAA divisions along with the percentage of athletes going pro. There is Resume | Sample Resume Resume a sample in-season Division 1 athlete schedule to show the time commitment required.

Other information includes Recruitment: Myths Facts; Tips for Campus Visits; Marketing Yourself; and a comprehensive list of important terms. Notebook Paper - Download Free Art, Stock? Team Evanston College Soccer Recruitment Guide for Parents and Players. Comprehensive guide for soccer recruiting. Includes usual timelines, samples, and contact info but also explains different college umbrella organizations and basic financial aid information. West Islip High School Guide to Product Report the College Bound Athlete. Comprehensive guide including profile, sample letter, and questions to Free Notebook Paper Vector - Download Vector Art, ask. Contains information on 2016 eligibility changes and Breakupus Prepossessing Lpn New York state specific schools. St. Ignatius College Prep Planning Guide for the College Bound Student Athlete.

Comprehensive guide that includes a checklist grid you can use for tracking your recruiting contacts with colleges. Only sample letter I’ve come across that actually mentions graduation rates. Academy of the Holy Cross The NCAA College: What You Need to Know About Playing Competitive Sports in College. Contains a sample volleyball resume and Free Paper - Download cover letter. Overall guide to recruiting process and Free Free Downloads) includes the most recent changes in the NCAA academic eligibility rules. South Windsor A College Admissions Guide for the Student Athlete. From 2007 so double-check the NCAA information. Free Notebook Paper - Download Free Vector? Includes sample letters of Name Free Vector Art - (7264 Free introduction, 2 resumes, questions to ask, detailed timelines, and addresses core course rule. Peddie School A Guide for College Bound Student-Athletes. Basic overview with an explanation on the National Letter of Intent. Includes sample athletic resume (useful), sample letter (useful), questions to ask, and check list.

Knoxville Catholic High School College Athletics and Recruiting Handbook. Detailed description of the recruiting process. Provides numbers of Free Paper Free Art, players who make it to the next level and what it means when a coach contacts you. Includes a sample letter, sample athletic resume, and sample follow-up letter. Deerfield High School College Bound Student-Athlete Planning Guide. Good, concise overview of the recruiting process. Includes sample resume, sample letter, checklists, timeline, and questions to ask. Collegiate Soccer Academy Soccer Resume. Only resume I#8217;ve seen that includes an a link to Free Competency Template a video setup as an image so that it look embedded.

Website also includes pre- and post-tournament sample letters to college coaches as well as other resources. Montgomery County Public Schools The Student Athlete#8217;s Game Plan. Like other guides, the NCAA information is Free Free Art, Stock probably dated. However, besides the sample letter and profiles, it includes a section on the role of school personnel in Template. Free Template, the application process. Capital Area Soccer League College Guide and College Letter Samples. Overview of the recruiting process with sample letter and resume. Free Notebook Paper - Download Free Vector Art,? Includes section directed to parents and useful Questions and Free Resume | Sample Resume Answers section. NCSA Writing a Recruiting Resume. Includes how to write an Free Vector - Download Free Vector Art, Stock introduction, what academic information to include as well as specific information for football, basketball, baseball, soccer, volleyball, and 22 Best Content And Language Objectives On Pinterest softball. T20 Aquatics. Basic sports resume for a swimmer.

Provides sample correspondence with coaches for monthly updates, unofficial visit, and Free Vector - Download Art, post-recruit trip. My College Tracker. Name Tags Free Art - Free? Includes a sample letter and profile. Paper - Download Free Art,? I wouldn’t use them. The profile is just basic headings. The letter is too generic and comes across as you not knowing anything about the coach, school, or recruiting rules. Name Tags Vector Art - (7264 Free? Gateway Region Volleyball Sample Athletic Resume.

The focus is volleyball but still a good example to use. Orinda Aquatics Sports Resume, Cover Letter Correspondence. Word document that has a sample resume, coaches letter, and Vector Vector samples of other letters to keep the coach updated including a thank you letter. (In links after Junior Year) Campolindo High School Sample Student-Athlete Resume. Nothing special but some might find the sample letter useful. Chesapeake Lacrosse Sample Resume and Cover Letters. Basic sample letter and resume. Midwest Water Polo Sample Resume and Cover Letter.

I think the letter is Project Report a little over Vector - Download Free Stock done but might be helpful for people looking for different phrases. Humble Sample Athletic Resume. Something to Project Report look at if only for formatting ideas. This is the format for Free Notebook Free Vector the profile I used for Project Report my son (DIY Profile). Castro Valley Soccer Club PDF soccer resume template. Nice set-up for club members since they only have to fill-in the blanks.

Make Sure You Send Your Profile to Paper Vector - Download Vector Art, Stock the Schools Will Recruit You. (Try the sample spreadsheet below) [#8230;] together a player profile that you can mail or email a coach as a follow-up to your phone [#8230;] [#8230;] are a variety of ways to format an athletic profile for Vector Art - (7264 Free baseball. - Download Free Art, Stock? And, yes, you want to Lpn Resume Sample Graduate Lpn have an athletic profile you can print out or email to [#8230;] [#8230;] of this assumes that you have an athletic profile as well as video available. If you don#8217;t, take care of Notebook Paper - Download Free Vector Art, it before you make the phone call. [#8230;] [#8230;] questionnaire until they#8217;re actually being recruited, they need to make sure they include the relevant information on their own profiles. But they can probably skip listing their [#8230;] [#8230;] 15 Sample Athletic Resumes and Letters [#8230;] [#8230;] 15 Sample Athletic Resumes and Template. Competency Letters No matter the sport, you#8217;re going to have to put together an athletic resume that shows your accomplishments. There is no #8220;right#8221; way to do it but it must be done. This post has links to useful examplesfind the one that works for Free Notebook Vector Art, you. [#8230;] [#8230;] together your athletic profile so it can be easily [#8230;] [#8230;] academic resume is not the same thing as an athletic profile which is a necessary part of the athletic recruiting [#8230;]

[#8230;] 15 Sample Athletic Resumes and Breakupus Graduate Letters Michelle Kretzschmar of DIY College Rankings has put together an excellent listing of resources to help with athletic recruiting resumes, but these resources also so much more to help with the athletic recruiting process. [#8230;] You must be logged in to post a comment. Get the information you need to find the best college for you.

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Fakhrurrazy#039;s Blog Just 4 Share | Kawe. Undang-undang No. Free Paper Vector - Download Free Art,? 21 Tahun 2008 Tentang Perbankan Syariah. UNDANG-UNDANG REPUBLIK INDONESIA. NOMOR 21 TAHUN 2008. DENGAN RAHMAT TUHAN YANG MAHA ESA. PRESIDEN REPUBLIK INDONESIA, a. Lpn Resume Sample? Bahwa sejalan dengan tujuan pembangunan nasional Indonesia untuk mencapai terciptanya masyarakat adil dan makmur berdasarkan demokrasi ekonomi, dikembangkan sistem ekonomi yang berlandaskan pada nilai keadilan, kebersamaan, pemerataan, dan kemanfaatan yang sesuai dengan prinsip syariah; b. Free Paper - Download Vector? Bahwa kebutuhan masyarakat Indonesia akan jasa-jasa perbankan syariah semakin meningkat; c. Competency Template? Bahwa perbankan syariah memiliki kekhususan dibandingkan dengan perbankan konvensional; d. Notebook Paper - Download Vector? Bahwa pengaturan mengenai perbankan syariah di dalam Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998 belum spesifik sehingga perlu diatur secara khusus dalam suatu undang-undang tersendiri; e. Product Project? Bahwa berdasarkan pertimbangan sebagaimana dimaksud dalam huruf a, huruf b, huruf c, dan huruf d perlu membentuk Undang-Undang tentang Perbankan Syariah; 1. Vector - Download Free? Pasal 20 dan Pasal 33 Undang-Undang Dasar Negara Republik Indonesia Tahun 1945; 2. Free Sales Resume | Sample And Free Resume? Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan (Lembaran Negara Republik Indonesia Tahun 1992 Nomor 31, Tambahan Lembaran Negara Republik Indonesia Nomor 3472) sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998 (Lembaran Negara Republik Indonesia Tahun 1998 Nomor 182, Tambahan Lembaran Negara Republik Indonesia Nomor 3790); 3. Notebook Paper Vector Free Art,? Undang-Undang Nomor 23 Tahun 1999 tentang Bank Indonesia (Lembaran Negara Republik Indonesia Tahun 1999 Nomor 66, Tambahan Lembaran Negara Republik Indonesia Nomor 3843) sebagaimana telah diubah dengan Undang-Undang Nomor 3 Tahun 2004 (Lembaran Negara Republik Indonesia Tahun 2004 Nomor 7, Tambahan Lembaran Negara Republik Indonesia Nomor 4357);

4. Free Sales | Sample And Free Resume? Undang-Undang Nomor 24 Tahun 2004 tentang Lembaga Penjamin Simpanan (Lembaran Negara Republik Indonesia Tahun 2004 Nomor 96, Tambahan Lembaran Negara Republik Indonesia Nomor 4420); 5. Paper Vector - Download? Undang-Undang Nomor 40 Tahun 2007 tentang Perseroan Terbatas (Lembaran Negara Republik Indonesia Tahun 2007 Nomor 106, Tambahan Lembaran Negara Republik Indonesia Nomor 4756); Dengan Persetujuan Bersama. DEWAN PERWAKILAN RAKYAT REPUBLIK INDONESIA. PRESIDEN REPUBLIK INDONESIA. Menetapkan: UNDANG–UNDANG TENTANG PERBANKAN SYARIAH. Dalam Undang-Undang ini yang dimaksud dengan: 1. Report? Perbankan Syariah adalah segala sesuatu yang menyangkut tentang Bank Syariah dan Unit Usaha Syariah, mencakup kelembagaan, kegiatan usaha, serta cara dan proses dalam melaksanakan kegiatan usahanya. 2. Free Notebook Paper Free Art,? Bank adalah badan usaha yang menghimpun dana dari masyarakat dalam bentuk Simpanan dan menyalurkannya kepada masyarakat dalam bentuk kredit dan/atau bentuk lainnya dalam rangka meningkatkan taraf hidup rakyat. 3. Letter | Warehouse-Clerk? Bank Indonesia adalah Bank Sentral Republik Indonesia sebagaimana dimaksud dalam Undang-Undang Dasar Negara Republik Indonesia Tahun 1945.

4. Free Notebook Paper - Download Free Vector? Bank Konvensional adalah Bank yang menjalankan kegiatan usahanya secara konvensional dan berdasarkan jenisnya terdiri atas Bank Umum Konvensional dan Bank Perkreditan Rakyat. 5. Name (7264? Bank Umum Konvensional adalah Bank Konvensional yang dalam kegiatannya memberikan jasa dalam lalu lintas pembayaran. 6. Notebook Free Art, Stock? Bank Perkreditan Rakyat adalah Bank Konvensional yang dalam kegiatannya tidak memberikan jasa dalam lalu lintas pembayaran. 7. Project Report? Bank Syariah adalah Bank yang menjalankan kegiatan usahanya berdasarkan Prinsip Syariah dan menurut jenisnya terdiri atas Bank Umum Syariah dan Bank Pembiayaan Rakyat Syariah. 8. Free Notebook Paper - Download Free Vector Stock? Bank Umum Syariah adalah Bank Syariah yang dalam kegiatannya memberikan jasa dalam lalu lintas pembayaran.

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Prinsip Syariah adalah prinsip hukum Islam dalam kegiatan perbankan berdasarkan fatwa yang dikeluarkan oleh lembaga yang memiliki kewenangan dalam penetapan fatwa di bidang syariah. 13. Notebook Vector - Download Stock? Akad adalah kesepakatan tertulis antara Bank Syariah atau UUS dan pihak lain yang memuat adanya hak dan kewajiban bagi masing-masing pihak sesuai dengan Prinsip Syariah. 14. Breakupus Lpn Resume Sample? Rahasia Bank adalah segala sesuatu yang berhubungan dengan keterangan mengenai Nasabah Penyimpan dan Simpananannya serta Nasabah Investor dan Investasinya. 15. Free Notebook Art,? Pihak Terafiliasi adalah: a. Free Competency Template? komisaris, direksi atau kuasanya, pejabat, dan karyawan Bank Syariah atau Bank Umum Konvensional yang memiliki UUS; b. Free Notebook Paper - Download Art,? pihak yang memberikan jasanya kepada Bank Syariah atau UUS, antara lain Dewan Pengawas Syariah, akuntan publik, penilai, dan konsultan hukum; dan/atau.

c. Assessment Competency Assessment Template? pihak yang menurut penilaian Bank Indonesia turut serta memengaruhi pengelolaan Bank Syariah atau UUS, baik langsung maupun tidak langsung, antara lain pengendali bank, pemegang saham dan keluarganya, keluarga komisaris, dan keluarga direksi. 16. Free Notebook Paper Free Stock? Nasabah adalah pihak yang menggunakan jasa Bank Syariah dan/atau UUS. 17. Content Objectives Images On Pinterest? Nasabah Penyimpan adalah Nasabah yang menempatkan dananya di Bank Syariah dan/atau UUS dalam bentuk Simpanan berdasarkan Akad antara Bank Syariah atau UUS dan Nasabah yang bersangkutan. 18.

Nasabah Investor adalah Nasabah yang menempatkan dananya di Bank Syariah dan/atau UUS dalam bentuk Investasi berdasarkan Akad antara Bank Syariah atau UUS dan Nasabah yang bersangkutan. 19. Vector Free Stock? Nasabah Penerima Fasilitas adalah Nasabah yang memperoleh fasilitas dana atau yang dipersamakan dengan itu, berdasarkan Prinsip Syariah. 20. Breakupus Prepossessing Sample Graduate Lpn? Simpanan adalah dana yang dipercayakan oleh Nasabah kepada Bank Syariah dan/atau UUS berdasarkan Akad wadi’ah atau Akad lain yang tidak bertentangan dengan Prinsip Syariah dalam bentuk Giro, Tabungan, atau bentuk lainnya yang dipersamakan dengan itu. 21. Free Notebook Paper - Download Vector? Tabungan adalah Simpanan berdasarkan Akad wadi’ah atau Investasi dana berdasarkan Akad mudharabah atau Akad lain yang tidak bertentangan dengan Prinsip Syariah yang penarikannya hanya dapat dilakukan menurut syarat dan ketentuan tertentu yang disepakati, tetapi tidak dapat ditarik dengan cek, bilyet giro, dan/atau alat lainnya yang dipersamakan dengan itu. 22. Letter | Warehouse-Clerk? Deposito adalah Investasi dana berdasarkan Akad mudharabah atau Akad lain yang tidak bertentangan dengan Prinsip Syariah yang penarikannya hanya dapat dilakukan pada waktu tertentu berdasarkan Akad antara Nasabah Penyimpan dan Bank Syariah dan/atau UUS. 23. - Download? Giro adalah Simpanan berdasarkan Akad wadi’ah atau Akad lain yang tidak bertentangan dengan Prinsip Syariah yang penarikannya dapat dilakukan setiap saat dengan menggunakan cek, bilyet giro, sarana perintah pembayaran lainnya, atau dengan perintah pemindahbukuan.

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26. Free - Download Free Art,? Agunan adalah jaminan tambahan, baik berupa benda bergerak maupun benda tidak bergerak yang diserahkan oleh pemilik Agunan kepada Bank Syariah dan/atau UUS, guna menjamin pelunasan kewajiban Nasabah Penerima Fasilitas. 27. 3+ Thanking Letter Format? Penitipan adalah penyimpanan harta berdasarkan Akad antara Bank Umum Syariah atau UUS dan penitip, dengan ketentuan Bank Umum Syariah atau UUS yang bersangkutan tidak mempunyai hak kepemilikan atas harta tersebut. 28. Vector Vector Art,? Wali Amanat adalah Bank Umum Syariah yang mewakili kepentingan pemegang surat berharga berdasarkan Akad wakalah antara Bank Umum Syariah yang bersangkutan.

f. Letter Format | Warehouse-Clerk? dan pemegang surat berharga tersebut. 29. Notebook Paper Art, Stock? Penggabungan adalah perbuatan hukum yang dilakukan oleh satu Bank atau lebih untuk menggabungkan diri dengan Bank lain yang telah ada yang mengakibatkan aktiva dan pasiva dari Bank yang menggabungkan diri beralih karena hukum kepada Bank yang menerima penggabungan dan selanjutnya status badan hokum Bank yang menggabungkan diri berakhir karena hukum. 30. Templates | Sample And Free? Peleburan adalah perbuatan hukum yang dilakukan oleh dua Bank atau lebih untuk meleburkan diri dengan cara mendirikan satu Bank baru yang karena hokum memperoleh aktiva dan pasiva dari Bank yang meleburkan diri dan status badan hukum Bank yang meleburkan diri berakhir karena hukum. 31. Free Notebook Vector Vector? Pengambilalihan adalah perbuatan hukum yang dilakukan oleh badan hukum atau orang perseorangan untuk mengambil alih saham Bank yang mengakibatkan beralihnya pengendalian atas Bank tersebut. 32. Assessment Free Competency Assessment Template? Pemisahan adalah pemisahan usaha dari satu Bank menjadi dua badan usaha atau lebih, sesuai dengan ketentuan peraturan perundang-undangan. ASAS, TUJUAN, DAN FUNGSI.

Perbankan Syariah dalam melakukan kegiatan usahanya berasaskan Prinsip Syariah, demokrasi ekonomi, dan prinsip kehati-hatian. Perbankan Syariah bertujuan menunjang pelaksanaan pembangunan nasional dalam rangka meningkatkan keadilan, kebersamaan, dan pemerataan kesejahteraan rakyat. (1) Bank Syariah dan UUS wajib menjalankan fungsi menghimpun dan menyalurkan dana masyarakat. (2) Bank Syariah dan UUS dapat menjalankan fungsi social dalam bentuk lembaga baitul mal, yaitu menerima dana yang berasal dari zakat, infak, sedekah, hibah, atau dana social lainnya dan menyalurkannya kepada organisasi pengelola zakat. (3) Bank Syariah dan UUS dapat menghimpun dana sosial yang berasal dari wakaf uang dan menyalurkannya kepada pengelola wakaf (nazhir) sesuai dengan kehendak pemberi wakaf (wakif). (4) Pelaksanaan fungsi sosial sebagaimana dimaksud pada ayat (2) dan ayat (3) sesuai dengan ketentuan peraturan perundang-undangan. PERIZINAN, BENTUK BADAN HUKUM, ANGGARAN DASAR, (1) Setiap pihak yang akan melakukan kegiatan usaha Bank Syariah atau UUS wajib terlebih dahulu memperoleh izin usaha sebagai Bank Syariah atau UUS dari Bank Indonesia. (2) Untuk memperoleh izin usaha Bank Syariah harus memenuhi persyaratan sekurang-kurangnya tentang: a. Free Paper - Download Free Art,? susunan organisasi dan kepengurusan; d. Letter Format | Warehouse-Clerk? keahlian di bidang Perbankan Syariah; dan. e. Free - Download Free Art, Stock? kelayakan usaha. (3) Persyaratan untuk memperoleh izin usaha UUS diatur lebih lanjut dengan Peraturan Bank Indonesia.

(4) Bank Syariah yang telah mendapat izin usaha sebagaimana dimaksud pada ayat (1) wajib mencantumkan dengan jelas kata “syariah” pada penulisan nama banknya. (5) Bank Umum Konvensional yang telah mendapat izin usaha UUS sebagaimana dimaksud pada ayat (1) wajib mencantumkan dengan jelas frase “Unit Usaha Syariah” setelah nama Bank pada kantor UUS yang bersangkutan. (6) Bank Konvensional hanya dapat mengubah kegiatan usahanya berdasarkan Prinsip Syariah dengan izin Bank Indonesia. (7) Bank Umum Syariah tidak dapat dikonversi menjadi Bank Umum Konvensional. (8) Bank Pembiayaan Rakyat Syariah tidak dapat dikonversi menjadi Bank Perkreditan Rakyat. (9) Bank Umum Konvensional yang akan melakukan kegiatan usaha berdasarkan Prinsip Syariah wajib membuka UUS di kantor pusat Bank dengan izin Bank Indonesia. (1) Pembukaan Kantor Cabang Bank Syariah dan UUS hanya dapat dilakukan dengan izin Bank Indonesia. (2) Pembukaan Kantor Cabang, kantor perwakilan, dan jenisjenis kantor lainnya di luar negeri oleh Bank Umum Syariah dan Bank Umum Konvensional yang memiliki UUS hanya dapat dilakukan dengan izin Bank Indonesia. (3) Pembukaan kantor di bawah Kantor Cabang, wajib dilaporkan dan hanya dapat dilakukan setelah mendapat surat penegasan dari Bank Indonesia. (4) Bank Pembiayaan Rakyat Syariah tidak diizinkan untuk membuka Kantor Cabang, kantor perwakilan, dan jenis kantor lainnya di luar negeri.

Bentuk Badan Hukum. Bentuk badan hukum Bank Syariah adalah perseroan terbatas. Di dalam anggaran dasar Bank Syariah selain memenuhi persyaratan anggaran dasar sebagaimana diatur dalam ketentuan peraturan perundang-undangan memuat pula ketentuan: a. Assessment Template.? pengangkatan anggota direksi dan komisaris harus mendapatkan persetujuan Bank Indonesia; b. - Download Vector Art, Stock? Rapat Umum Pemegang Saham Bank Syariah harus menetapkan tugas manajemen, remunerasi komisaris dan direksi, laporan pertanggungjawaban tahunan, penunjukkan dan biaya jasa akuntan publik, penggunaan laba, dan hal-hal lainnya yang ditetapkan dalam Peraturan Bank Indonesia. Pendirian dan Kepemilikan Bank Syariah. (1) Bank Umum Syariah hanya dapat didirikan dan/atau dimiliki oleh: a. Content And Language Images? warga negara Indonesia dan/atau badan hokum Indonesia; b. Notebook Paper Vector Free Vector? warga negara Indonesia dan/atau badan hokum Indonesia dengan warga negara asing dan/atau badan hukum asing secara kemitraan; atau. c. Objectives? pemerintah daerah.

(2) Bank Pembiayaan Rakyat Syariah hanya dapat didirikan dan/atau dimiliki oleh: a. Paper Vector Art, Stock? warga negara Indonesia dan/atau badan hokum Indonesia yang seluruh pemiliknya warga Negara Indonesia; b. 3+ Thanking | Warehouse-Clerk? pemerintah daerah; atau. c. Free Notebook - Download Vector Art, Stock? dua pihak atau lebih sebagaimana dimaksud dalam huruf a dan huruf b. (3) Maksimum kepemilikan Bank Umum Syariah oleh warga negara asing dan/atau badan hukum asing diatur dalam Peraturan Bank Indonesia. Ketentuan lebih lanjut mengenai perizinan, bentuk badan hukum, anggaran dasar, serta pendirian dan kepemilikan Bank Syariah sebagaimana dimaksud dalam Pasal 5 sampai dengan Pasal 9 diatur dengan Peraturan Bank Indonesia. Besarnya modal disetor minimum untuk mendirikan Bank Syariah ditetapkan dalam Peraturan Bank Indonesia. Saham Bank Syariah hanya dapat diterbitkan dalam bentuk saham atas nama. Bank Umum Syariah dapat melakukan penawaran umum efek melalui pasar modal sepanjang tidak bertentangan dengan Prinsip Syariah dan ketentuan peraturan perundang-undangan di bidang pasar modal. (1) Warga negara Indonesia, warga negara asing, badan hokum Indonesia, atau badan hukum asing dapat memiliki atau membeli saham Bank Umum Syariah secara langsung atau melalui bursa efek. (2) Ketentuan sebagaimana dimaksud pada ayat (1) dilaksanakan sesuai dengan ketentuan peraturan perundang-undangan. Perubahan kepemilikan Bank Syariah wajib memenuhi ketentuan sebagaimana dimaksud dalam Pasal 9 sampai dengan Pasal 14.

(1) UUS dapat menjadi Bank Umum Syariah tersendiri setelah mendapat izin dari Bank Indonesia. (2) Izin perubahan UUS menjadi Bank Umum Syariah sebagaimana dimaksud pada ayat (1) diatur dengan. Peraturan Bank Indonesia. (1) Penggabungan, Peleburan, dan Pengambilalihan Bank Syariah wajib terlebih dahulu mendapat izin dari Bank Indonesia. (2) Dalam hal terjadi Penggabungan atau Peleburan Bank Syariah dengan Bank lainnya, Bank hasil Penggabungan atau Peleburan tersebut wajib menjadi Bank Syariah.

(3) Ketentuan mengenai Penggabungan, Peleburan, dan Pengambilalihan Bank Syariah dilakukan sesuai dengan ketentuan peraturan perundang-undangan. JENIS DAN KEGIATAN USAHA, KELAYAKAN PENYALURAN DANA, DAN. LARANGAN BAGI BANK SYARIAH DAN UUS. Jenis dan Kegiatan Usaha. Bank Syariah terdiri atas Bank Umum Syariah dan Bank Pembiayaan Rakyat Syariah. (1) Kegiatan usaha Bank Umum Syariah meliputi: a. Assessment Free Template? menghimpun dana dalam bentuk Simpanan berupa Giro, Tabungan, atau bentuk lainnya yang dipersamakan dengan itu berdasarkan Akad wadi’ah atau Akad lain yang tidak bertentangan dengan Prinsip Syariah; b. Paper Vector Vector? menghimpun dana dalam bentuk Investasi berupa Deposito, Tabungan, atau bentuk lainnya yang dipersamakan dengan itu berdasarkan Akad mudharabah atau Akad lain yang tidak bertentangan dengan Prinsip Syariah; c. 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o. Free Paper Vector Vector Art,? melakukan kegiatan lain yang lazim dilakukan di bidang perbankan dan di bidang sosial sepanjang tidak bertentangan dengan Prinsip Syariah dan sesuai dengan ketentuan peraturan perundang-undangan. (1) Selain melakukan kegiatan usaha sebagaimana dimaksud dalam Pasal 19 ayat (1), Bank Umum Syariah dapat pula: a. Product Project? melakukan kegiatan valuta asing berdasarkan Prinsip Syariah; b. Free Notebook - Download? melakukan kegiatan penyertaan modal pada Bank Umum Syariah atau lembaga keuangan yang melakukan kegiatan usaha berdasarkan Prinsip Syariah; c. Product? melakukan kegiatan penyertaan modal sementara untuk mengatasi akibat kegagalan Pembiayaan berdasarkan Prinsip Syariah, dengan syarat harus menarik kembali penyertaannya; d. Free Vector Free Vector Art, Stock? bertindak sebagai pendiri dan pengurus dana pensiun berdasarkan Prinsip Syariah; e. Sales Resume Templates? melakukan kegiatan dalam pasar modal sepanjang tidak bertentangan dengan Prinsip Syariah dan ketentuan peraturan perundang-undangan di bidang pasar modal; f. Free Paper Art, Stock? menyelenggarakan kegiatan atau produk bank yang berdasarkan Prinsip Syariah dengan menggunakan sarana elektronik; g. 3+ Thanking Letter | Warehouse-Clerk? menerbitkan, menawarkan, dan memperdagangkan surat berharga jangka pendek berdasarkan Prinsip Syariah, baik secara langsung maupun tidak langsung melalui pasar uang; h. - Download Free Vector? menerbitkan, menawarkan, dan memperdagangkan surat berharga jangka panjang berdasarkan Prinsip Syariah, baik secara langsung maupun tidak langsung melalui pasar modal; dan. i. 3+ Thanking | Warehouse-Clerk? menyediakan produk atau melakukan kegiatan usaha Bank Umum Syariah lainnya yang berdasarkan Prinsip Syariah. (2) Selain melakukan kegiatan usaha sebagaimana dimaksud dalam Pasal 19 ayat (2), UUS dapat pula: a. Paper Vector Free Vector Art, Stock? melakukan kegiatan valuta asing berdasarkan Prinsip Syariah; b. 3+ Thanking Format | Warehouse-Clerk? melakukan kegiatan dalam pasar modal sepanjang tidak bertentangan dengan Prinsip Syariah dan ketentuan peraturan perundang-undangan di bidang pasar modal; c. Notebook Paper Vector - Download Vector Stock? melakukan kegiatan penyertaan modal sementara untuk mengatasi akibat kegagalan Pembiayaan berdasarkan Prinsip Syariah, dengan syarat harus menarik kembali penyertaannya; d. Sales Resume | Sample Resume? menyelenggarakan kegiatan atau produk bank yang berdasarkan Prinsip Syariah dengan menggunakan sarana elektronik; e. - Download Free Vector Art, Stock? menerbitkan, menawarkan, dan memperdagangkan surat berharga jangka pendek berdasarkan Prinsip Syariah baik secara langsung maupun tidak langsung melalui pasar uang; dan. f. 3+ Thanking Format? menyediakan produk atau melakukan kegiatan usaha Bank Umum Syariah lainnya yang berdasarkan Prinsip Syariah. (3) Kegiatan sebagaimana dimaksud pada ayat (1) dan ayat (2) wajib memenuhi ketentuan yang ditetapkan oleh Bank Indonesia dan ketentuan peraturan perundang-undangan. Kegiatan usaha Bank Pembiayaan Rakyat Syariah meliputi: a. Free - Download Free Vector Stock? menghimpun dana dari masyarakat dalam bentuk: 1. Product Project? Simpanan berupa Tabungan atau yang dipersamakan dengan itu berdasarkan Akad wadi’ah atau Akad lain yang tidak bertentangan dengan Prinsip Syariah; dan. 2. Free Vector - Download Free Vector Art,? Investasi berupa Deposito atau Tabungan atau bentuk lainnya yang dipersamakan dengan itu berdasarkan Akad mudharabah atau Akad lain yang tidak bertentangan dengan Prinsip Syariah; b. Free Resume And Free Resume Templates? menyalurkan dana kepada masyarakat dalam bentuk:

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DEWAN PENGAWAS SYARIAH, DIREKSI, DAN TENAGA KERJA ASING. Pemegang Saham Pengendali. (1) Calon pemegang saham pengendali Bank Syariah wajib lulus uji kemampuan dan kepatutan yang dilakukan oleh Bank Indonesia. (2) Pemegang saham pengendali yang tidak lulus uji kemampuan dan kepatutan wajib menurunkan kepemilikan sahamnya menjadi paling banyak 10% (sepuluh persen). (3) Dalam hal pemegang saham pengendali tidak menurunkan kepemilikan sahamnya sebagaimana dimaksud pada ayat (2) maka: a. Free - Download Free Art,? hak suara pemegang saham pengendali tidak diperhitungkan dalam Rapat Umum Pemegang Saham; b. Lpn Resume Sample Lpn? hak suara pemegang saham pengendali tidak diperhitungkan sebagai penghitungan kuorum atau tidaknya Rapat Umum Pemegang Saham; c. Notebook Paper Vector - Download Art,? deviden yang dapat dibayarkan kepada pemegang saham pengendali paling banyak 10% (sepuluh persen) dan sisanya dibayarkan setelah pemegang saham pengendali tersebut mengalihkan kepemilikannya sebagaimana dimaksud pada ayat (1); dan. d. Project Report? nama pemegang saham pengendali yang bersangkutan diumumkan kepada publik melalui 2 (dua) media massa yang mempunyai peredaran luas. (4) Ketentuan lebih lanjut mengenai uji kemampuan dan kepatutan diatur dengan Peraturan Bank Indonesia. Dewan Komisaris dan Direksi. Ketentuan mengenai syarat, jumlah, tugas, kewenangan, tanggung jawab, serta hal lain yang menyangkut dewan komisaris dan direksi Bank Syariah diatur dalam anggaran dasar Bank Syariah sesuai dengan ketentuan peraturan perundangundangan. (1) Dalam jajaran direksi Bank Syariah sebagaimana dimaksud dalam Pasal 28 wajib terdapat 1 (satu) orang direktur yang bertugas untuk memastikan kepatuhan Bank Syariah terhadap pelaksanaan ketentuan Bank Indonesia dan peraturan perundang-undangan lainnya.

(2) Ketentuan lebih lanjut mengenai tugas untuk memastikan kepatuhan Bank Syariah terhadap pelaksanaan ketentuan Bank Indonesia dan peraturan perundang-undangan lainnya sebagaimana dimaksud pada ayat (1) diatur dengan Peraturan Bank Indonesia. (1) Calon dewan komisaris dan calon direksi wajib lulus uji kemampuan dan kepatutan yang dilakukan oleh Bank Indonesia. (2) Uji kemampuan dan kepatutan terhadap komisaris dan direksi yang melanggar integritas dan tidak memenuhi kompetensi dilakukan oleh Bank Indonesia. (3) Komisaris dan direksi yang tidak lulus uji kemampuan dan kepatutan wajib melepaskan jabatannya. (4) Ketentuan lebih lanjut mengenai uji kemampuan dan kepatutan sebagaimana dimaksud pada ayat (1) dan ayat (2) diatur dengan Peraturan Bank Indonesia. (1) Dalam menjalankan kegiatan Bank Syariah, direksi dapat mengangkat pejabat eksekutif. (2) Ketentuan lebih lanjut mengenai pengangkatan pejabat eksekutif sebagaimana dimaksud pada ayat (1) diatur dengan. Peraturan Bank Indonesia. Dewan Pengawas Syariah. (1) Dewan Pengawas Syariah wajib dibentuk di Bank Syariah dan Bank Umum Konvensional yang memiliki UUS.

(2) Dewan Pengawas Syariah sebagaimana dimaksud pada ayat (1) diangkat oleh Rapat Umum Pemegang Saham atas rekomendasi Majelis Ulama Indonesia. (3) Dewan Pengawas Syariah sebagaimana dimaksud pada ayat (1) bertugas memberikan nasihat dan saran kepada direksi serta mengawasi kegiatan Bank agar sesuai dengan Prinsip Syariah. (4) Ketentuan lebih lanjut mengenai pembentukan Dewan Pengawas Syariah sebagaimana dimaksud pada ayat (1) diatur dengan Peraturan Bank Indonesia. Penggunaan Tenaga Kerja Asing. (1) Dalam menjalankan kegiatannya, Bank Syariah dapat menggunakan tenaga kerja asing. (2) Tata cara penggunaan tenaga kerja asing sebagaimana dimaksud pada ayat (1) dilakukan sesuai dengan ketentuan peraturan perundang-undangan. TATA KELOLA, PRINSIP KEHATI-HATIAN, DAN PENGELOLAAN RISIKO PERBANKAN SYARIAH. Tata Kelola Perbankan Syariah. (1) Bank Syariah dan UUS wajib menerapkan tata kelola yang baik yang mencakup prinsip transparansi, akuntabilitas, pertanggungjawaban, profesional, dan kewajaran dalam menjalankan kegiatan usahanya.

(2) Bank Syariah dan UUS wajib menyusun prosedur internal mengenai pelaksanaan prinsip-prinsip sebagaimana dimaksud pada ayat (1). (3) Ketentuan lebih lanjut mengenai tata kelola yang baik sebagaimana dimaksud pada ayat (1) diatur dengan Peraturan Bank Indonesia. (1) Bank Syariah dan UUS dalam melakukan kegiatan usahanya wajib menerapkan prinsip kehati-hatian. (2) Bank Syariah dan UUS wajib menyampaikan kepada Bank Indonesia laporan keuangan berupa neraca tahunan dan perhitungan laba rugi tahunan serta penjelasannya yang disusun berdasarkan prinsip akuntansi syariah yang berlaku umum, serta laporan berkala lainnya, dalam waktu dan bentuk yang diatur dengan Peraturan Bank Indonesia. (3) Neraca dan perhitungan laba rugi tahunan sebagaimana dimaksud pada ayat (2) wajib terlebih dahulu diaudit oleh kantor akuntan publik. (4) Bank Indonesia dapat menetapkan pengecualian terhadap kewajiban sebagaimana dimaksud pada ayat (3) bagi Bank Pembiayaan Rakyat Syariah. (5) Bank Syariah wajib mengumumkan neraca dan laporan laba rugi kepada publik dalam waktu dan bentuk yang ditentukan oleh Bank Indonesia. Dalam menyalurkan Pembiayaan dan melakukan kegiatan usaha lainnya, Bank Syariah dan UUS wajib menempuh cara-cara yang tidak merugikan Bank Syariah dan/atau UUS dan kepentingan Nasabah yang mempercayakan dananya. (1) Bank Indonesia menetapkan ketentuan mengenai batas maksimum penyaluran dana berdasarkan Prinsip Syariah, pemberian jaminan, penempatan investasi surat berharga yang berbasis syariah, atau hal lain yang serupa, yang dapat dilakukan oleh Bank Syariah dan UUS kepada Nasabah Penerima Fasilitas atau sekelompok Nasabah Penerima Fasilitas yang terkait, termasuk kepada perusahaan dalam kelompok yang sama dengan Bank Syariah dan UUS yang bersangkutan.

(2) Batas maksimum sebagaimana dimaksud pada ayat (1) tidak boleh melebihi 30% (tiga puluh persen) dari modal Bank Syariah sesuai dengan ketentuan yang ditetapkan oleh Bank Indonesia. (3) Bank Indonesia menetapkan ketentuan mengenai batas maksimum penyaluran dana berdasarkan Prinsip Syariah, pemberian jaminan, penempatan investasi surat berharga, atau hal lain yang serupa yang dapat dilakukan oleh Bank Syariah kepada: a. Free Paper Vector - Download Free Art,? pemegang saham yang memiliki 10% (sepuluh persen) atau lebih dari modal disetor Bank Syariah; b. Template. Competency Template? anggota dewan komisaris; c. Stock? anggota direksi; d. Vector? keluarga dari pihak sebagaimana dimaksud dalam huruf a, huruf b, dan huruf c; e. Notebook Vector Art,? pejabat bank lainnya; dan. f. 3+ Thanking Letter | Warehouse-Clerk? perusahaan yang di dalamnya terdapat kepentingan dari pihak sebagaimana dimaksud dalam huruf a sampai dengan huruf e. (4) Batas maksimum sebagaimana dimaksud pada ayat (3) tidak boleh melebihi 20% (dua puluh persen) dari modal Bank Syariah sesuai dengan ketentuan yang ditetapkan oleh Bank Indonesia. (5) Pelaksanaan ketentuan sebagaimana dimaksud pada ayat (1) dan ayat (3) wajib dilaporkan sesuai dengan ketentuan yang ditetapkan oleh Bank Indonesia. Kewajiban Pengelolaan Risiko. (1) Bank Syariah dan UUS wajib menerapkan manajemen risiko, prinsip mengenal nasabah, dan perlindungan nasabah. (2) Ketentuan sebagaimana dimaksud pada ayat (1) diatur dengan Peraturan Bank Indonesia. Bank Syariah dan UUS wajib menjelaskan kepada Nasabah mengenai kemungkinan timbulnya risiko kerugian sehubungan dengan transaksi Nasabah yang dilakukan melalui Bank Syariah dan/atau UUS. (1) Dalam hal Nasabah Penerima Fasilitas tidak memenuhi kewajibannya, Bank Syariah dan UUS dapat membeli sebagian atau seluruh Agunan, baik melalui maupun di luar pelelangan, berdasarkan penyerahan secara sukarela oleh pemilik Agunan atau berdasarkan pemberian kuasa untuk menjual dari pemilik Agunan, dengan ketentuan Agunan yang dibeli tersebut wajib dicairkan selambat-lambatnya dalam jangka waktu 1 (satu) tahun. (2) Bank Syariah dan UUS harus memperhitungkan harga pembelian Agunan sebagaimana dimaksud pada ayat (1) dengan kewajiban Nasabah kepada Bank Syariah dan UUS yang bersangkutan.

(3) Dalam hal harga pembelian Agunan sebagaimana dimaksud pada ayat (1) melebihi jumlah kewajiban Nasabah kepada Bank Syariah dan UUS, selisih kelebihan jumlah tersebut harus dikembalikan kepada Nasabah setelah dikurangi dengan biaya lelang dan biaya lain yang langsung terkait dengan proses pembelian Agunan. (4) Ketentuan lebih lanjut mengenai pembelian Agunan sebagaimana dimaksud pada ayat (1), ayat (2), dan ayat (3) diatur dengan Peraturan Bank Indonesia. Cakupan Rahasia Bank. Bank dan Pihak Terafiliasi wajib merahasiakan keterangan mengenai Nasabah Penyimpan dan Simpanannya serta Nasabah Investor dan Investasinya. Pengecualian Rahasia Bank. (1) Untuk kepentingan penyidikan pidana perpajakan, pimpinan Bank Indonesia atas permintaan Menteri Keuangan berwenang mengeluarkan perintah tertulis kepada Bank agar memberikan keterangan dan memperlihatkan bukti tertulis serta surat mengenai keadaan keuangan Nasabah Penyimpan atau Nasabah Investor tertentu kepada pejabat pajak. (2) Perintah tertulis sebagaimana dimaksud pada ayat (1) harus menyebutkan nama pejabat pajak, nama nasabah wajib pajak, dan kasus yang dikehendaki keterangannya. (1) Untuk kepentingan peradilan dalam perkara pidana, pimpinan Bank Indonesia dapat memberikan izin kepada polisi, jaksa, hakim, atau penyidik lain yang diberi wewenang berdasarkan undang-undang untuk memperoleh keterangan dari Bank mengenai Simpanan atau Investasi tersangka atau terdakwa pada Bank. (2) Izin sebagaimana dimaksud pada ayat (1) diberikan secara tertulis atas permintaan tertulis dari Kepala Kepolisian Negara Republik Indonesia, Jaksa Agung, Ketua Mahkamah Agung, atau pimpinan instansi yang diberi wewenang untuk melakukan penyidikan. (3) Permintaan sebagaimana dimaksud pada ayat (2) harus menyebutkan nama dan jabatan penyidik, jaksa, atau hakim, nama tersangka atau terdakwa, alasan diperlukannya keterangan, dan hubungan perkara pidana yang bersangkutan dengan keterangan yang diperlukan.

Bank wajib memberikan keterangan sebagaimana dimaksud dalam Pasal 42 dan Pasal 43. Dalam perkara perdata antara Bank dan Nasabahnya, direksi Bank yang bersangkutan dapat menginformasikan kepada. pengadilan tentang keadaan keuangan Nasabah yang. bersangkutan dan memberikan keterangan lain yang relevan. dengan perkara tersebut. (1) Dalam rangka tukar-menukar informasi antarbank, direksi Bank dapat memberitahukan keadaan keuangan Nasabahnya kepada Bank lain. (2) Ketentuan mengenai tukar-menukar informasi sebagaimana dimaksud pada ayat (1) diatur dalam Peraturan Bank Indonesia.

Atas permintaan, persetujuan, atau kuasa dari Nasabah Penyimpan atau Nasabah Investor yang dibuat secara tertulis, Bank wajib memberikan keterangan mengenai Simpanan Nasabah Penyimpan atau Nasabah Investor pada Bank yang bersangkutan kepada pihak yang ditunjuk oleh Nasabah Penyimpan atau Nasabah Investor tersebut. Dalam hal Nasabah Penyimpan atau Nasabah Investor telah meninggal dunia, ahli waris yang sah dari Nasabah Penyimpan atau Nasabah Investor yang bersangkutan berhak memperoleh keterangan mengenai Simpanan Nasabah Penyimpan atau Nasabah Investor tersebut. Pihak yang merasa dirugikan oleh keterangan yang diberikan oleh Bank sebagaimana dimaksud dalam Pasal 42, Pasal 43, Pasal 45, dan Pasal 46, berhak untuk mengetahui isi keterangan tersebut dan meminta pembetulan jika terdapat kesalahan dalam keterangan yang diberikan. PEMBINAAN DAN PENGAWASAN. Pembinaan dan pengawasan Bank Syariah dan UUS dilakukan oleh Bank Indonesia.

(1) Bank Syariah dan UUS wajib memelihara tingkat kesehatan yang meliputi sekurang-kurangnya mengenai kecukupan modal, kualitas aset, likuiditas, rentabilitas, solvabilitas, kualitas manajemen yang menggambarkan kapabilitas dalam aspek keuangan, kepatuhan terhadap Prinsip Syariah dan prinsip manajemen Islami, serta aspek lainnya yang berhubungan dengan usaha Bank Syariah dan UUS. (2) Kriteria tingkat kesehatan dan ketentuan yang wajib dipenuhi oleh Bank Syariah dan UUS sebagaimana dimaksud pada ayat (1) diatur dengan Peraturan Bank Indonesia. (1) Bank Syariah dan UUS wajib menyampaikan segala keterangan dan penjelasan mengenai usahanya kepada Bank Indonesia menurut tata cara yang ditetapkan dengan Peraturan Bank Indonesia. (2) Bank Syariah dan UUS, atas permintaan Bank Indonesia, wajib memberikan kesempatan bagi pemeriksaan buku-buku dan berkas-berkas yang ada padanya, serta wajib memberikan bantuan yang diperlukan dalam rangka memperoleh kebenaran dari segala keterangan, dokumen, dan penjelasan yang dilaporkan oleh Bank Syariah dan UUS yang bersangkutan. (3) Dalam rangka pelaksanaan tugas pengawasan sebagaimana dimaksud pada ayat (1) dan ayat (2), Bank Indonesia berwenang: a. Paper - Download Stock? memeriksa dan mengambil data/dokumen dari setiap tempat yang terkait dengan Bank; b. Prepossessing? memeriksa dan mengambil data/dokumen dan keterangan dari setiap pihak yang menurut penilaian Bank Indonesia memiliki pengaruh terhadap Bank; dan.

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(1) Penyelesaian sengketa Perbankan Syariah dilakukan oleh pengadilan dalam lingkungan Peradilan Agama. (2) Dalam hal para pihak telah memperjanjikan penyelesaian sengketa selain sebagaimana dimaksud pada ayat (1), penyelesaian sengketa dilakukan sesuai dengan isi Akad. (3) Penyelesaian sengketa sebagaimana dimaksud pada ayat (2) tidak boleh bertentangan dengan Prinsip Syariah. Bank Indonesia menetapkan sanksi administratif kepada Bank Syariah atau UUS, anggota dewan komisaris, anggota Dewan Pengawas Syariah, direksi, dan/atau pegawai Bank Syariah atau Bank Umum Konvensional yang memiliki UUS, yang menghalangi dan/atau tidak melaksanakan Prinsip Syariah dalam menjalankan usaha atau tugasnya atau tidak memenuhi kewajibannya sebagaimana ditentukan dalam Undang-Undang ini. (1) Bank Indonesia mengenakan sanksi administratif kepada Bank Syariah atau UUS, anggota dewan komisaris, anggota Dewan Pengawas Syariah, direksi, dan/atau pegawai Bank Syariah atau Bank Umum Konvensional yang memiliki UUS yang melanggar Pasal 41 dan Pasal 44.

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Negara Republik Indonesia. Disahkan di Jakarta. pada tanggal 16 Juli 2008. PRESIDEN REPUBLIK INDONESIA, DR. Notebook Paper Vector - Download Free Vector Stock? H. Tags Free Art - (7264 Downloads)? SUSILO BAMBANG YUDHOYONO. Diundangkan di Jakarta. pada tanggal 16 Juli 2008.

MENTERI HUKUM DAN HAK ASASI MANUSIA. LEMBARAN NEGARA REPUBLIK INDONESIA TAHUN 2008 NOMOR 94. Salinan sesuai dengan aslinya. SEKRETARIAT NEGARA RI. Kepala Biro Peraturan Perundang-undangan. Bidang Perekonomian dan Industri, Setio Sapto Nugroho. Tinggalkan Balasan Batalkan balasan. menurut saya isi UU no 21 thn 2008 tentang perbankan syariah sudah pas untuk peraturan di Indonesia mohon ditingkatkan kembali. dan dipraktekkan secara kaffah #128578; maksih bnyak ya info nya.. Notebook Vector Vector Art,? maaf sya copast buat tulisan ilmiah saya… ia sama2…moga bermamfaat #128578; undang2 ini jangan hanya sebagai lembaran tulisan belaka saja.

tapi..LAKSANAKAN….ama tnggung jawab.. Insya Allah Bank Aceh di Indonesia tlah menerapkannya..

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